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A pension planner that tells you what to do.

Salary sacrifice. The 2029 NI cap. Scottish and rUK bands. Carry forward. The £100,000 trap. The Child Benefit charge. Tax-free cash. Pensions in the estate from 2027. The order to draw your money. Spending guardrails. How long you might live. Checked against gov.uk every morning.

Pension planner

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Made-up households, each with a few what-ifs saved under Scenarios. Nothing you change while looking at one is saved, and your own plan stays as it is.